Savings Rates

Effective Since 08/12/2020. All Rates Are Subject to Change Without Notice.

Type

Interest Rate

Annual Percentage Yield

Minimum to Open

Passbook and Statement Savings Accounts*+

.05%

.05%

$100.00

Money Market Accounts* +

.05%

.05%

$100.00

6 Month CD **

.15%

.15%

$500.00

1 Year CD **

.25%

.25%

$500.00

2 Year CD **

.30%

.30%

$500.00

3 Year CD **

.40%

.40%

$500.00

4 Year**

.50%

.50%

$500.00

7 Day CD **

.25%

.25%

$100,000.00

VIP Free Interest and 50+ Free Interest Checking Accounts*

.05%

.05%

$25.00

Wall Street Checking Under $2,500*

.05%

.05%

$25.00

Wall Street Checking Over $2,500

.10%

.10%

$25.00

* Fees may reduce the earnings on these accounts
+ Withdrawal restrictions may apply
** Penalty for early Withdrawal


Savings Accounts

Minimum to open $100.00, must maintain $5.00 in account to obtain interest.

Totally Free Checking Accounts

Minimum to open $25.00. No minimum balance required. No monthly charge. No per check charge. Pays no interest. Customer purchases checks.

Interest Bearing Checking Accounts

Minimum to open $25.00. Several products to choose from.