Bank History

1871 The Beginning. A group of civic leaders organize Fulton Savings Bank to recieve deposits from tradesmen, clerks, mechanics, laborers , miners, servants and others. Fulton Savings Bank opens its doors on September 25 in a rented room at the northeast corner of Second and Oneida Streets

1873 Post Civil War. The Uncertainty felt by Americans during the post Civil War period leads to a series of financial panics which tests Fulton Savings Bank's Strength. Nearly 37% of the nation's bank deposits are withdrawn, causing many banks to fail.

1911 Growth. Prosperity in the area community and throughout the nation stimulates Fulton Savings Bank's growth in the early years of the twentieth century. A new office is built in downtown Fulton (now the bank's Main Office).

1933 The Great Depression. Another nationwide economic panic develops with the Great Depression. Having earned t he trust of its depositors, the bank endures this crisis unscathed.

1947 Home Loans. Home improvement loans are offered enabling hundreds of customers to improve or expand their homes.

1988 Main office Expansion. Due to increasing business, the bank expands the loan department to the second floor of its main office.

1998 Scholarship Program. Fulton Savings Bank continues to support education and give back to the community by introducing its scholarship program which helps students from 10 local school districts attending suny oswego and cayuga community college.

1999 Expands Services. The bank develops its website and introduces internet banking. With the rise in mortgage requests the Bank decides to expand by adding a loan operations center in canal view mall in fulton.