Statement of Condition
December 31, 2025Assets | ($000) |
Cash and Due From Banks | $19,817 |
Investment Securities | $149,662 |
Real Estate Mortgage Loans | $254,290 |
Other Loans | $3,654 |
Premises and Fixed Assets | $4,293 |
Other Assets | $57,687 |
Total Assets | $489,403 |
Liabilities & Net Worth Accounts | ($000) |
Money Market Management Accounts | $4,750 |
Savings Deposits | $126,938 |
Time Deposits | $26,202 |
Checking Accounts, NOW Accounts, and Other Demand Deposits | $136,644 |
Other Liabilities | $56,482 |
Net Worth | $138,387 |
Total Liabilities & Net Worth Accounts | $489,403 |
Statement of Income & Changes in Net Worth
December 31, 2025
Current Operating Income | ($000) |
Interest on Mortgage and Other loans | $12,965 |
Interest on Dividends on Securities | $4,633 |
Other Interest and Dividends | $879 |
Miscellaneous Income | $8,671 |
Total Current Operating Income | $27,148 |
Current Operating Expense | ($000) |
Salaries and Benefits | $6,651 |
Occupancy Costs | $1,716 |
Other Expenses | $7,382 |
Total Current Operating Expense | $15,749 |
Net Income for Period | ($000) |
Net Current Operating Income before Taxes and Interest | $11,399 |
Franchise and Income Tax Expense (Benefit) | $50 |
Interest Paid | $2,378 |
Total Net Income for Period | $8,971 |
Reconciliation of Net Worth
December 31, 2025
Net Worth | ($000) |
Net Worth as of 12/31/24 | $124,542 |
Net Additions to Net Worth | $8,971 |
Other Comprehensive Income | $4,874 |
Total Net Worth as of 12/31/25 | $138,387 |
