Scam Alert: Spoofed Calls | We have been made aware of a spoofing scam circulating where scammers are posting as Fulton Savings Bank and using our phone number. We will never call or text you asking for personal information like your PIN, account or card number, passwords, online banking login, or verification codes. If you receive one of these calls, please hang up and call us back directly at (315) 592-4201.

first time home buyers program near fulton ny from fulton savings bank family laughing on couch while moving into new home

Homebuyer Dream Program™

Up to $30,000 Grant*

First Time Home Buyers Program

If you are exploring the possibility of buying your first home, then applying for the Homebuyer Dream Program™ may be a good opportunity for you to access additional money to help with your down payment and/or closing costs. This may reduce your out of pocket expenditure significantly.

Homebuyer Dream Program™ Overview:

Meet the definition of a first-time home buyer outlined in the program guidelines
Purchase your primary residence within Fulton Savings Bank’s service area
Gross household income must be within determined limits as defined by HUD
Obtain your homebuyer counseling certificate prior to HDP application
Secure mortgage financing with Fulton Savings Bank

To learn more details about the Homebuyer Dream Program™ and the $30,000 grant* opportunity…

Contact One of Our Mortgage Experts Today

The Homebuyer Dream Program™ (“HDP”) is a federally regulated first-time homebuyer set-aside program that is managed within regulatory requirements established by the Federal Housing Finance Agency (“FHFA”) 12 C.F.R Part 1291, as may be amended from time to time (“AHP”). The Homebuyer Dream Program™ provides funds in the form of a grant to be used towards down payment and closing cost assistance to first-time homebuyers purchasing homes in New York, New Jersey, Puerto Rico or the U.S. Virgin Islands.

You may also visit the Homebuyer Dream Program™ website.

banks near fulton ny from fulton savings bank smiling generational family

Building Trust For Generations

Since 1871, Fulton Savings Bank has empowered our neighbors to turn their plans in to action. From big days to life's little moments, Fulton Savings Bank has been there. Together, we make life easier and goals achievable. A better, more personal way to bank starts here.