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Scam Alert: Spoofed Calls | We have been made aware of a spoofing scam circulating where scammers are posting as Fulton Savings Bank and using our phone number. We will never call or text you asking for personal information like your PIN, account or card number, passwords, online banking login, or verification codes. If you receive one of these calls, please hang up and call us back directly at (315) 592-4201.

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Fulton Savings Bank

For generations, Fulton Savings Bank has been there for people in Central New York and Northern New York. From making the dream of homeownership affordable with mortgages near Fulton, NY and surrounding areas, to turning ambitions to reality with personal loans, your neighbors at Fulton Savings Bank are here to help. We also get you to where you're going with low rates on auto loans.

In every way, we're here for the everyday. Our free checking accounts make money management simple and convenient. At Fulton Savings Bank, brighter tomorrows start today with savings accounts, IRAs and business loans.

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Mortgage Loans

Various home financing options with low costs, personalized guidance, simple application process, and tools to help choose suitable financing.

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Online Banking

Securely manage accounts, transfer money, pay bills, track transactions, and access tools anytime on any device.

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Personal Loans

Providing borrowing options, application details, through accessible financing options.

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Auto Loans

Financing for new and used vehicles, listing rate ranges, application steps, required documents.

News & Events

Congratulations 2026 Scholarship Recipients

Fulton Savings Bank instituted its scholarship program in 1998. This program awards $500 a year to the highest ranking students from 10 local school districts attending either SUNY Oswego or Cayuga Community College.

View This Year’s Scholarship Recipients

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Scam Alert: Spoofed Calls

We have been made aware of a spoofing scam circulating where scammers are posting as Fulton Savings Bank and using our phone number. We will never call or text you asking for personal information like your PIN, account or card number, passwords, online banking login, or verification codes.

If you receive one of these calls, please hang up and call us back directly at (315) 592-4201.

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Building Trust For Generations

Since 1871, Fulton Savings Bank has empowered our neighbors to turn their plans in to action. From big days to life's little moments, Fulton Savings Bank has been there. Together, we make life easier and goals achievable. A better, more personal way to bank starts here.

Contact Us Today

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Call Us

Baldwinsville, NY: (315) 638-0293

Brewerton, NY: (315) 668-7903

Central Square, NY: (315) 676-2065

Constantia, NY: (315) 623-9447

Fulton, NY: (315) 592-4201

Phoenix, NY: (315) 695-7214

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Stop by a Branch

Branch Hours

Mon-Thu 9:00AM - 4:00PM

Friday 9:00AM - 5:00PM

Saturday 9:00AM - 12:00PM

Find a branch or ATM

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Drive Thru Hours

Branch Hours

Mon-Thu 8:00AM - 5:00PM

Friday 8:00AM - 6:00PM

Saturday 9:00AM - 12:00PM